Expert mortgage advice for first-time buyers in Northern Ireland

Armstrong mortgage services help you get onto the property ladder through expert advice and support; every step of the way.

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Mortgage Advisors who make a difference

There’s a lot to consider when choosing a mortgage. Finding straight answers to questions like “How much will my mortgage repayments be?” and “Is a mortgage the right option for me?” can be daunting without expert advice.

It is our job to know the mortgage market like the back of our hand and to make recommendations based on the specific needs and circumstances of each customer.

Our knowledge of the market, as well as our experience advising first-time buyers over the last 30 years, means we can offer tailored, expert advice based on circumstance.

We have a deep understanding of the mortgage products available and can recommend the perfect deal for you, putting you in the best possible position to get the home you really want.

We offer clear, jargon-free advice. Our recommendations are accompanied by breakdowns of repayment schedules, interest rates and terms and conditions, to ensure you understand the mortgage products on offer.

At Armstrongs, we have over 30 years of experience across three generations of mortgage brokers. We use this expertise to help you get the most suitable mortgage deal and to help you understand each step of the journey.

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Help and Advice

Over the years, more granular and tailored mortgage options have become available. This is great for giving borrowers more choice and flexibility, but it comes with the drawback of making the marketplace more confusing for newcomers.

As brokers, we can answer questions, impart information and give advice about:

Putting your first foot on the property ladder is an exciting step and one that needs to be taken carefully. At Armstrongs Mortgage Services, we are proud to offer expert mortgage advice to first-time buyers, regardless of where you are in the process.

 It doesn’t matter whether you’re ready to buy and need guidance on the best deal for you, or you’re still trying to figure out what it means to be a first-time buyer: our team of experts can answer any questions you may have about the mortgage process.

Getting a mortgage as a first-time buyer has the potential to be quite confusing – which mortgage is right for you? How will the repayments and interest work? How much do I need to have saved? – our expertise and knowledge of the market mean we can clarify any step of the process, and ensure you get the best deal for your circumstances.

More information here.

Armstrongs mortgage experts know that the rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.

When it comes to buy-to-let mortgages, it’s a good idea to talk to a mortgage advisor before you take out a buy-to-let mortgage.

That’s where Armstrongs Mortgages Services expertise shines. Our team of mortgage experts, armed with all the latest information, will help you chose and find the most suitable deal for you. 

More information here.

If you’re looking to secure your mortgage but lack the required deposit or have financial circumstances that may discourage lenders, our mortgage experts will help you with advice on securing a guarantor mortgage so you don’t miss out on your dream home.

At Armstrongs Mortgage Services, we’ll give you advice and guarantor mortgage tips about important financial situations, money commitments, formal and legal agreements,  and mortgage repayments. 

More information here.

You might be looking to remortgage onto a better deal with a new lender or to borrow money against your existing property for home improvements or a special purchase.

Whenever big changes occur, planned or unplanned,  Armstrongs know that remortgaging needs careful thought. In any circumstances, you want expert mortgage advisors by your side when it happens.

Our mortgage experts make sure your remortgaging leaves you feeling better off. We’ll provide you with all the necessary advice and information right up until the completion of your remortgage and answer any questions along the way. 

More information here.

Getting a mortgage shouldn’t be a stressful or unpleasant process. It should be a step toward a new and exciting phase of your life.

At Armstrongs Mortgage Services, we understand this and the guiding principle of our family-run business is to provide you with a great service.

We have a close-knit team of staff around the family core: people hand-picked for their ability to provide the outstanding levels of service we require.

More information here.

You’re In Safe Hands

You, as our customer, are our first priority. From your first touch with Armstrongs Mortgage Services, we believe in keeping our customers for life.

We’re proud of our roots, based in Belfast for three generations. Armstrongs has been catering to customers in Northern Ireland for over 30 years (and counting!) and prides ourselves on our exemplary service.

When you consult Armstrongs Mortgage Services, you can expect expert knowledge provided by kind, understanding and sociable staff. We work hard, but we like to have fun in the process.

Read our happy client reviews.

Had a wonderful experience working with Ricky. Always on time, removed any first-time buyer nerves – and kept me sane throughout the entire process! Couldn’t ask for anything more! Would recommend to anyone!Emma Clarke

Emma, C

As a recent first-time buyer who used Armstrong mortgage advisors, I would highly recommend this service. Everything surrounding my mortgage was explained in detail, in a professional and approachable manner. The process was simple and very user-friendly. Thanks again!

Jill, M

Absolutely outstanding. Found me a great deal and communication throughout was magnificent with a variety of options tailored to my needs. Really worked hard for me. I couldn’t give a higher recommendation.

Craig, C

Have been dealing with Richard with my recent mortgage application – he has been super helpful, can’t praise the whole team enough! So easy/helpful to be able to pick up the phone and speak directly with Richard about questions I had during the process – highly recommend!!

Daniel, G

I am really glad I decided to use Armstrong mortgage services as I had a great experience from start to finish. Ricky took all the stress out of the situation for me and was informative and helpful throughout. His professional approach made the whole process very straight forward. Would highly recommend to anyone.

Andrew, J
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We search the whole market for you

Whatever your mortgage service needs, we can provide the help and guidance you need.

Not only do we offer expert advice directly from our mortgage experts here at Armstrongs, but our blogs make for essential reading and provide additional resources to get you up to speed with mortgage types, first-time buyers, deposits, fees and much more.

Read our top picks here